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Easy Financing for Your Land


Making Land Ownership Simple and Affordable

At Mobile Home Land, we make buying land easy and affordable. We understand buying land can feel hard, especially when thinking about the money part. That’s why we offer simple, owner-financed options with minimal down payments for select properties. We also work with trusted lenders to find the best deal for you. Whether you’re looking to finance mobile home land or a manufactured home with land in Texas, our options are designed to meet your needs.

Discover Your Financing Options

Explore a range of financing solutions designed for both mobile and manufactured home lands in Texas. Our options include:

Owner Financing

Specifically available on chosen properties, our owner financing options bypass traditional bank lending for a straightforward path to ownership.

Bank Financing

When purchasing land for a mobile home, banks offer financing options such as land loans which are tailored for buying vacant or undeveloped lots. These loans typically require a down payment and are structured with specific repayment terms. Prospective buyers should have a clear plan for the land’s use and ensure it meets zoning regulations to streamline the approval process. It’s beneficial to shop around and compare financing terms from various banks to secure the best deal that fits your financial needs.

Land + Home Package

We work with multiple home dealers to help you get affordable financing to package your land and home together with very little money down.

Understanding Financing Terms

Financing for mobile or manufactured home land in Texas can be complex, but learning key financing terms can help you make informed decisions. Here are some essential terms and what they mean for you:

APR (Annual Percentage Rate)

 This is the interest rate for a whole year, rather than just a monthly fee/rate, expressed as a percentage. It includes all costs associated with the loan, giving you a complete picture of the loan’s cost.

Down Payment

The initial upfront portion of the total amount due, which is typically a percentage of the purchase price. Lower down payment options are available for select properties.

Owner Financing

A financing agreement where the seller of the property provides the mortgage to the buyer, often with more flexible terms than traditional banks.

Land-Home Package

This refers to financing that covers both the purchase of the land and the home that will be placed on it. It’s an integrated solution that simplifies the buying process.

Credit Score

A number based on a level analysis of a person’s credit history, to represent the creditworthiness of an individual. A higher score can improve your financing options.

Loan Term

The length of time or duration over which the loan will be repaid.


An initial evaluation by a lender to determine if you qualify for a loan of a certain amount, based on your creditworthiness.

Closing Costs

Fees associated with the finalizing of the financing process. These can include appraisal fees, title searches, title insurance, taxes, and lender fees.

Want to speak with an agent about buying your land?


Three Simple Steps to Your Land

1. Talk To Us

Share your vision with us, and we’ll find the best financing option for you.

2. Choose Your Plan

Select the financing plan that suits your budget and needs.

3. Secure Your Land

Complete your purchase and start enjoying your new piece of Texas.


Ready to begin?

Start your journey towards owning a piece of Texas today. View our properties, and let us guide you toward achieving the liberty and legacy of land ownership. Your dream property is closer than you think!